MEMBER'S PERCEPTION OF MARGIN AT BMT ISLAM ABDURAB

Wita Dwika Listihana(1), Idel Waldelmi(2*), Afvan Aquino(3)

(1) Fakultas Ekonomi Unilak
(2) fakultas ekonomi universitas lancang kuning
(3) Fakultas Ekonomi Unilak
(*) Corresponding Author

Abstract


The perception of BMT members on the application of margin data reveals that the level of perception of members shows an average result (3.75) which in this case is in the category of good/agree to the application of the margin that has been applied by BMT Islam Abdurab, meaning that the perception of members on the application of the margin itself by BMT on members must be further increased and the temperature is the same as the margin itself and the data also reveals that the average level of the margin application factor on BMT with a score of (3.88) the data obtained is in the good/agree category, but in terms of This is a factor that influences the application of margin by BMT to members, which must be improved in terms of the three indicators, namely attitude, situational and target. This research was carried out at BMT Islam Abdurab and the population and sample were members of the BMT. This research uses descriptive qualitative method..

Keywords:  Perception, Margin, BMT


Keywords


Perception, Margin, BMT

Article metrics

Abstract views : 170 | views : 5

Full Text:

PDF

References


Aini, A. N. (2015). Pengaruh Tingkat Margin Terhadap Keputusan Pengambilan Pembiayaan Murabahah Di Bmt Ugt Sidogiri Cabang Waru Sidoarjo. El-Qist, 05(01), 322–341.

Ali Tamrin, M., & Suselo, D. (2018). Implementasi Akad Murabahah dalam Penentuan Harga dan Margin Pembiayaan pada BMT di Tulungagung. Jurnal Iqtisaduna, 4(1), 12–29. https://doi.org/10.24252/iqtisaduna.v4i1a2

Anggadini, S. D. (2011). Penerapan Margin Pembiayaan Murabahah pada BMT As-Sallam Pacet-Cianjur. Majalah Ilmiah Unikom, 09(2), 188–189.

Aquino, A. (2021). THE INFLUENCE OF NEEDS AND TRUST FACTORS ON OBJECTIVE BEHAVIORS ON BMT. Inovbiz: Jurnal Ino-vasi Bisnis, 9(1), 48-53.

Aquino, A., Waldelmi, I., & Listihana, W. D. (2019). Strategi Penanggulangan Praktek Rentenir. Jurnal Daya Saing, 5(2), 113-121.

Fithrie, S., & Waldelmi, I. (2021, September). PKM Maqashid Sharia Market Trader Busi-ness. In SNPKM: Seminar Nasional Pengabdian Kepada Masyarakat (Vol. 3, pp. 233-241).

Gundogdu, A. S. (2014). Margin Call in Islamic Finance. International Journal of Economics and Finance, 6(8). https://doi.org/10.5539/ijef.v6n8p205

Listihana, W. D., & Waldelmi, I. (2021, Septem-ber). Penyuluhan Permodalan Syariah Pa-da Pedagang Pasar Syariah Ulul Albab. In SNPKM: Seminar Nasional Pengabdian Kepada Masyarakat (Vol. 3, pp. 14-19).

Hamdaini, Y., & Syatiri, A. (2016). Pengaruh Persepsi dan Minat Terhadap Keberadaan Baitul Mal Wattamwil (BMT) di Kota Palembang. Jurnal Manajemen Dan Bisnis Sriwijaya, 14(3), 395–406. https://doi.org/10.29259/jmbs.v14i3.3993

Hariyanto, & Nuriadi. (2018). Analisis Penetapan Margin Pembiayaan Taqsith Pada Koperasi Syariah Arrahmah Banjarmasin. At-Taradhi : Jurnal Studi Ekonomi, 9(2), 127–140.

Khoerulloh, A. K., & Syafei, R. (2019). The Effect of Mudharabah Profit Sharing and Murabahah Margin Income on Operating Income at BMTMuda Surabaya. Maro, Jurnal Ekonomi Syariah Dan Bisnis, 3(1), 38–54.

Putri, I. K. (2017). Analisis faktor-faktor yang mempengaruhi penetapan margin murabahah pada pembiayaan kepemilikan rumah (studi pada Bank Syariah Mandiri) (Doctoral dissertation, UIN Raden Intan Lampung).

Rachmawati, E. N., & Darmaya, W. (2018). Analisis Penetapan Margin Pada Pembiayaan Murabahah Dan Nisbah Bagi Hasil Pada Pembiayaan Mudharabah di Bmt Al-Ittihad Pekanbaru. Syarikat: Jurnal Rumpun Ekonomi Syariah, 1(2), 76–89. https://doi.org/10.25299/syarikat.2018.vol1(2).3182

Rachman, A., & Pratama, E. (2016). Penetapan Margin Dalam Pembiayaan Murabahah. Islaminomics: Journal of Islamic Economics, Business and Finance, 7(2).

Simbolon, M. (2007). Persepsi dan kepribadian. Jurnal ekonomis, 1(1), 52-66.

Satya, K. (2013). faktor-faktor yang mempengaruhi penetapan margin murabahah pembiayaan konsumtif di bank KALTIM Syariah. Journal of Innovation in Business and Economics, 4(2), 151-170.

Waldelmi, I., Aquino, A., & Nofrizal, N. (2019). Analisis Permodalan Pedagang Pasar Syariah. Inovbiz: Jurnal Inovasi Bisnis, 7(1), 71-78.




DOI: https://doi.org/10.35314/inovbiz.v10i1.2284

Refbacks

  • There are currently no refbacks.


Copyright (c) 2022 wita Dwika Listihana, wita Dwika Listihana, idel waldelmi, Afvan Aquino, Afvan Aquino

Creative Commons License
This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.


This Journal has been listed and indexed in :

Copyright of Jurnal Inovasi Bisnis (p-ISSN : 2338-4840, e-ISSN : 2614-6983)

Creative Commons License
Inovbiz: Jurnal Inovasi Bisnis is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.

Editorial Office :
Pusat Penelitian dan Pengabdian kepada Masyarakat
 Politeknik Negeri Bengkalis 
Jl. Bathin alam, Sungai Alam Bengkalis-Riau 28711 
E-mail: inovbiz@polbeng.ac.id
www.polbeng.ac.id

View Inovbiz Statistics